AI and Financial Disclaimer

Not Financial Advice

Simplony is a personal finance management tool, not a financial advisory service. It helps you organise and visualise your financial data, but does not provide financial, investment, tax, legal, or accounting advice.

Any insights, summaries, projections, or suggestions (including AI-generated content) are for informational purposes only. Consult a qualified professional before making financial, tax, or legal decisions.

AI-Generated Content

Simplony uses third-party AI models for features such as a conversational financial assistant, transaction categorisation, spending pattern analysis, and natural language budget summaries.

Accuracy

AI-generated content may be inaccurate, incomplete, misleading, or outdated. AI models can produce errors or “hallucinate” information that appears plausible but is incorrect. We do not verify or guarantee the accuracy of any AI output.

Your Responsibility

You are responsible for reviewing and verifying AI-generated content before acting on it. The Service includes an approval mechanism for AI actions — always review suggested changes before confirming them.

No Autonomous Actions

The AI assistant does not make changes to your data without your explicit confirmation. Features that create, modify, or delete financial records require your approval.

Data Accuracy

Financial summaries, charts, and calculations are based entirely on the data you enter. We do not connect to bank accounts, credit cards, or other financial institutions. The accuracy of the Service's output depends on the accuracy of your input.

No Liability for Financial Decisions

Simplony is not liable for financial losses, missed opportunities, tax penalties, or other damages resulting from decisions based on information in the Service, AI-generated suggestions, inaccurate data entry, misinterpretation of charts or projections, or service downtime.

Changes

We may update this disclaimer from time to time. Changes will be reflected by updating the effective date.

Contact

If you have questions about this disclaimer, please contact us.