Simplony
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One app to track your spending, split expenses, review your budget, feel in control, plan your future

Stop juggling expense trackers, bill-splitting apps, and spreadsheets. Chat, speak, or snap a photo — AI handles the rest.

Start FreeSee how it works

No credit card required · Free forever plan

€3,247
€1,890
No bank connections neededChat, voice & image inputFree forever plan

Managing money shouldn’t feel like a second job

Too many apps, none complete
One app for tracking expenses, another for splitting bills, a spreadsheet for budgets. You waste more time managing tools than managing money.
Manual data entry kills habits
Opening an app, picking a category, typing an amount — it takes just enough effort that you stop doing it after two weeks.
No unified picture
Your spending data lives in five places. You can't answer 'how much did I spend this month?' without opening three apps and a spreadsheet.

Everything you need, nothing you don’t

Simplony combines smart automation with intentional tracking — so you always know where you stand.

Chat to Track

Type naturally — ‘Lunch with Sarah, €32’ — and AI instantly categorizes it. No forms, no dropdowns, no friction.

Voice Notes

Send a voice message: ‘Spent fifty on groceries.’ AI transcribes, extracts the amount, picks the category. Done in 2 seconds.

Snap a Receipt

Take a photo of any receipt or bill. AI reads it, extracts the details, and logs the transaction for you.

Smart Budgets

Set it and forget it. Get gentle nudges when you’re approaching limits, not annoying alerts after you’ve already overspent.

Split & Track Debts

Replace your bill-splitting app. Track who owes whom, log payments, and watch shared balances settle automatically.

One Dashboard

Everything in one place. Spending, budgets, debts, trends — your complete financial picture at a glance.

Up and running in minutes

1

Create your account

Sign up in 30 seconds. No credit card, no bank connections required.

2

Add your first expense

Type it, speak it, or let AI understand your natural language. It takes 3 seconds.

3

Watch the magic happen

AI learns your patterns, builds your budget picture, and keeps you on track automatically.

Start your free account

One app instead of three

Simplony replaces the fragmented stack you’re using today.

Expense trackers
Manual logging, category picking, form filling
Bill-splitting apps
Separate app just to track who owes whom
Budget spreadsheets
Monthly copy-paste rituals that fall apart by week 3

Simplony = all of the above, powered by AI

Chat, voice, or camera — one app that understands how you spend, split, and budget.

Simple, transparent pricing

No hidden fees. No ads. Your data stays private.

Free
Everything you need to start tracking
€0/month
  • 40 transactions / month
  • 15 AI credits / day
  • Budgets, debts & categories
  • Dashboard & dark mode
Get Started
Pro
Unlimited usage & full AI power
€7.99/month

or €79.99/year

  • Everything in Free
  • Unlimited transactions
  • 500 AI credits / day
  • Telegram bot integration
  • Voice input & receipt scanning
  • Custom dashboard banner
  • Priority support
Start Free Trial

Cancel anytime. No questions asked.

Ready to feel good about your money?

Replace your expense tracker, bill-splitting app, and budget spreadsheet with one AI-native assistant.

Get Started Free

Free plan available · No credit card required